Our Team

Ernie Bray

Ernie Bray

CEO

Ernie is the Founder, Chairman & CEO of ACD, a claims technology organization that connects a fragmented industry into one modern technology platform. He is a Six Sigma Black Belt who leverages over 20 years of insurance experience and has a proven track record of success leading ACD to six years on the Inc. 5000, four years on the Deloitte Tech Fast-500 and was named San Diego semi-finalist for EY’s Entrepreneur of the Year.

Brian Bray

Brian Bray

VP, Operations

Brian serves as Vice President of Operations and has over 17 years of insurance experience. He was a former supervisor at Mercury Insurance, a multi-billion dollar California based insurer. Bray is a Six Sigma Black Belt and was honored with a Bronze Stevie Award for Executive of the Year in the 2016 American Business awards and garnered two Telly Awards and a W3 award for video marketing in 2015.

Adam Nazar

Adam Nazar

CTO

Adam is a co-founder of ACD and serves as CTO. His mission is to drive ACD’s technology infrastructure, helping insurers modernize their workflow process. Adam holds a BS in Computer Engineering and Computer Science, an MS in Computer Science as well as an MBA from the University of Southern California.  Adam has been a multi-year finalist for Tech Exec of the Year and continues to be actively involved in the Los Angeles startup community.

Tara Esquivel

Tara Esquivel

VP, Corporate Accounts

Tara is a co-founder and has been part of ACD since 2003. As Vice President of Corporate Accounts, Tara has led business development and client relations. She works to find innovative solutions for insurers enabling them to adapt to the rapidly changing landscape of technology transformation. Tara strives to build long-term partnerships so our clients can meet their operational goals and increase customer satisfaction. Tara is a proud member of the Women's Industry Network.

Ken Brown

Ken Brown

Director, Client Engagement

Ken works closely with all new clients to ensure that ACD’s technology solutions align seamlessly with their business objectives. He works in tandem with our Business Development team to ensure that our technology and service rollouts are a smooth experience. Ken strives to build successful, long-term partnerships. He has over 20 years of experience in the insurance industry and was formerly a supervisor at Mercury Insurance.

Ed Lim

Ed Lim

Director, Quality Assurance

Ed serves as ACD’s Director of Quality Assurance. He oversees the development and application of material damage policies and procedures for ACD’s estimate review operations. His team is responsible for the final product delivery of claims service, auditing and compliance. Ed is I-Car Platinum certified a Six Sigma Green Belt and was formerly a team leader at Progressive Insurance.

Christine Lim

Christine Lim

Director, Subrogation & Desk Reviews

Christine serves as ACD’s Director of Subrogation & Desk Review services. Christine’s team is responsible for providing industry leading subrogation file auditing, negotiations and reviews with a principal focus on providing tangible results for our clients. She is also a Certified Auto Subrogation Auditor, Six Sigma Green Belt, I-CAR Platinum Certified and was a former team leader at Progressive Insurance.

International Honors

(2015)

4 years in a row

6 year honoree

5 time winner

(2016)

(2009-2016)